The number of default notices sent to borrowers was just under 15,000, up 19% from Q3, and up 15.6% from 2004 Q4.

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Slowing appreciation rates was blamed. Price increases peaked at 22.8% in Q2 of 2004, and were down to 14.5% in Q4 of 2005.
[...] Read more!

According to a news release by Carolina Community College, effective April 1, 2006, North Carolina is getting rid of the real estate salesperson licence and making it mandatory that all licensees have a broker's licence. Three other states have already adopted this policy, and more will likely be coming in the future.

The College will be offering classes for new real estate students and upgrade classes for current licencees who will need to take more courses.

[...] Read more!

So there is a major effort to attract younger agents into a business that is still dominated by boomers. "The lion's share of the people in this room are baby boomers or veterans," Gee Dunsten, a Maryland agent told sales agents at a recent industry meeting in San Francisco. "Your challenge is going to be to change your focus."

[...] Read more!

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Selecting Color Schemes

by Jeanette J. Fisher - Choosing a color scheme for a room can be a daunting task at times, especially if nothing about the room initially jumps out at you. If you find yourself without a particular color preference for a room, you might begin by picking color combinations that are inspired by a favorite fabric pattern. Patterns usually have a group of complimentary colors, and using variations within the same group of colors throughout the house will lend your entire home a sense of harmony.

Read the rest of Selecting Color Schemes...
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Tucson Real Estate Information

>>> According to an AP story in the Arizona Star, the hotel-condo concept has started moving in a big way across the U.S. One of the pioneers was the Phoenix-based Inn Suites which started converting the company's Arizona properties in Tucson, Yuma, Tempe, Flagstaff and Phoenix, nearly half of the company's total portfolio. The conversions should be completed in six to 12 months.

A traditional hotel-condo is owned by the owner, and managed by the hotel. It is rented when the owner is not using it, in order to generate revenue for both the owner and hotel.

In smaller towns that don't have the travel traffic, a hotel-condo is more likely to be built for fulltime residences.

Some smaller cities are resisting the move because of the changes it brings to the makeup of the city. For instance in McCall, Idaho, a group called Save Our Skyline opposes a $25 million plan to build a 50-foot tall hotel with condos and retail space on the shore of nearby Payette Lake. They are concerned the development will completely alter the look and feel of the town.

The U.S. federal agency that regulates the activities of banks has recently allowed two banks to be involved in developing and owning two large commercial real estate properties.

The agency, the Office of the Comptroller of the Currency, a division of the U.S. Department of the Treasury, has normally restricted this kind of involvement because of fears that large banks could monopolize real estate markets and control rents. There has also been concern that the speculative nature of real estate investing could do harm to bank capital.

The approvals were granted to two unidentified banks. One involved a "new, mixed-use office building" and another was for a 150-room hotel to lodge the bank's out-of-town visitors. One of the banks in question is thought to be Charlotte, N.C. based Bank of America.

This may indicate more involvement in by banks in the real estate industry in the future.

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Agents Aplenty as Market Cools Down

In many regions of North America the boom in real estate seduced many people to turn to real estate for a chance to cash in. For example, in Maryland, Virginia and the DC area, the number of licenced agents has almost doubled in the last six years. The Northern Virginia real estate association has been adding about 300 new agents every month. And across the US there was a record high 2.5 million agents by the end of 2004.

This has made the agent market much more competitive. And now that the market seems to be cooling, industry observers expect many newbies to soon leave the business.

As Susan Haskins, president of the Northern Virginia Real Estate Association said, "What you're seeing now are a lot of people coming into the business thinking they can make a lot of money quickly and easily. But they often have no idea of the hours that you have to put in, or the commitment. And they will not last very long."

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Why You Should Rent To Live And Buy To Invest

by Colm Dillon

Why you should Rent a place to live in and Buy a place for Investment - Did you know that in your Bank's Accounts "Your House" is placed in "Their Asset Book." That means that the house you own and live in, is a "Liability."

Rent Your Home; Don't Buy It;
That Seems A Provocative Thing To Say,
Don't You Think?

From the desk of Colm Dillon ...

Hello Colm here ...

So Why Do The Majority Of Us
Do The Exact Opposite;
We Buy & Don't Rent?

Countless articles have been written over the years on the wealth 'make up' of the richest people. While the percentage may vary depending on the individuals leaning, the real estate proportion will vary between 20% to 35%.
[...] Read more!

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Nobody would question the size of Donald Trump's ego, but the size of his net worth is another matter.

In fact in his book, "TrumpNation: The Art of Being the Donald", New York Times reporter Timothy O'Brien claims Trump has greatly exaggerated his net worth and puts it at no more than $250 million.
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Trump is not pleased. If this were true he would no longer be a member of the billionaires club, and a serious blow to his reputation, not to mention his ego.

So he is now suing O'Brien and his publisher Warner Books for $5 billion in compensatory and punitive damages.

We all want to wish Mr. Trump the very best in this new venture.

BEVERLY HILLS, Calif.--(BUSINESS WIRE)--Jan. 27, 2006--This week, IRETO (The International Real Estate Trade Organization) released its Global Commercial Real Estate Outlook Report.

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The report, which was authored by international real estate expert Bryan Shaffer, reviews major trends and looks at global economic trends that affect commercial real estate.

[...] Read more!

While many real estate experts predict a slight slowdown in real estate and mortgage activity during 2006, most also see steady gains, with continued economic growth and well-balanced supply/demand ratio in the housing market.

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Some of the factors driving the real estate market [...] Read more!

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Real Estate Snap Shot Tells Story of Current Market

A story in the Port Townsend and Jefferson County Leader provides a snap shot of what is happening in real estate markets across North America. As Kasia Pierzga reports, real estate in this relatively small community in Washington state appears to be booming because the sale of four homes over $500,000 pushed the June 06 median sale price from $230,000 a year ago to $309,000 this June.

Homes now remain on the market for about 5 months rather than slightly more than a month in 05, and sellers are now getting a more normal 97% of the asking price rather than the inflated numbers of the previous year.

The big change, according to the article, is that the gap between earnings and home prices has increased significantly. To some degree these inflated values have been driven by outside money. People coming in from California have sold their homes making large profits and are able to pay cash in smaller outlying areas and still have money left over.