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Free Real Estate Articles Isla Mujeres and its Glass Bottom Boat Ride May 25, 2006 - Linknet Travel Cayman Islands - Complete guide to Cayman Islands. One spring morning in 1977, we crawled out of our tent - relieved that the sun brought an end to a night of hiding from sand fleas. We had made the mistake of camping behind a sand dune and not right on the beach. At dusk, the sand fleas came out and started biting. The mosquito netting on the tent was not fine enough to keep them out and we spent a miserable night. So, we were looking forward to something much better as we headed for the ferry that would take us to Isla Mujeres. Isla Mujeres (the 'Island of Women') is a small island off the northeast coast of Mexico's Yucatan peninsula. Isla Mujeres is close to Cancun, but is a complete contrast to that popular resort. Cancun is the perfect place if you want a modern hotel with all the amenities and frenetic day and night activities. Practical Tips to Manage Food Allergy June 1, 2006 - Linknet Health News Natural Snacks - All natural and organic snacks - Wholesale and retail, vending companies, schools, college's, and to the general public. Allergies are so common for which 20% of Americans have some kind of allergic reaction or another to certain external stimuli whether food, water, or air. This probably isn’t the first time you’ve heard of them. Allergy is categorized as different types, but perhaps the most common is food allergy. As its name suggests, this type of allergy is triggered when a reaction occurs after contact with a particular food to which you are sensitized. ‘Sensitized’ means that you have taken this food before. As the food enters the body, your immune system – your body’s natural defense – sees the food substance as harmful foreign substance and mounts an attack against the protein. It produces a specific type of antibodies called IgE to “fight off” the proteins. This action of your own body’s immune system is what triggers an allergic response. Facts You Should Know About Types of Loans June 18, 2006 - Linknet Finance Commercial property loan - - Quick closings for difficult U.S. commercial property loans. Facts You Should Know About Types of Loans by Prakash Menon When you set out to borrow, you often come across terms like unsecured loans, revolving loans, adjustable rate loans, etc. While these terms are more or less self-explanatory, it is still useful to be clear on their exact meanings and what they imply before you finalize a loan contract. Unsecured versus secured loans As the name implies, a secured loan is one where you offer some kind of collateral against the loan. The agreement is that if you default on the loan, the lender has the right (but not the obligation) to take possession of the asset you have pledged. In most cases, this asset would be what the lender has financed. For example, when you take a home loan, you offer the home as collateral. There may also be cases where you may need to offer additional collateral over and above the asset that is being financed. This happens, for example, when the lender is financing close to 100% of an asset that is prone to rapid reduction in market value. In such cases, the lender may insist on your putting up another asset so as to provide a reasonable margin of protection in case of default. 5 Steps for Creating a Garage You Can Love - and Use Apr 21, 2006 - Linknet Real Estate - Florida Mortgage Guide - Let the Florida Mortgage Guide show you the right programs with our Free CD and workbook. | Steel Buildings - Steel buildings, Retail, prefab, Steel warehouses. Based on nearly twenty-five years of assisting our clients in organizing homes and offices in North America, I can attest to the fact that a large percentage of garage owners consider their garage a convenient on-site storage facility, or major irritation, often an embarrassment. Not because of the age or condition of the car parked there, but because of the clutter - frequently moved from one garage to another. How to Get Financing after Filing Bankruptcy Apr 30, 2006 - Linknet Real Estate - Real Estate news, advice and articles Mortgage Broker Training - Mortgage broker training services and products tested by real mortgage brokers. Lenders make various kinds of home loans, normally graded from "A" all the way down to "D." The more problems that show up on your credit report--slow pays, late pays, or even bankruptcy--the lower the grade of loan you'll be able to qualify for. If you're employed and have a relatively good income, you'll get better terms, even though you won't qualify for a "Grade A" loan. The longer you've been at your current job, the better, because it shows stability. Cell Phone Abuse - Tips to Curb Employee Abuse May 17, 2006 - Linknet Mobile News >> Mobile Phone Radiation Report - Learn about cell phone radiation. Looking for a way to save your enterprise or government organization tens of thousands of dollars a month or more on wireless mobile communication use? First off, it's going to take some discipline and innovative management for your cellular communication services to become more cost efficient and less prone to abuse. Cell phone and handheld usage can bleed a corporation's IT communications funding dry without so much as a turn of the head, or at least until it's too late. They're Everywhere ... It's more common than not for a large organization to have employees carrying company owned devices such as cellular phones, pagers, PDAs, and Blackberry devices. All these wireless devices meant to increase employee productivity are more than likely draining funds and ultimately decreasing actual corporate productivity. It's an ever increasing telecommunications expense on a road to disaster. Many Wealthy US Investors Expect Real Estate Decline June 6, 2006 - Linknet Real Estate News Financial Freedom with proven real estate tips A survey of wealthy American investors suggest they are losing faith in real estate, at least for the next year or so. The survey, called the 2006 U.S. Trust Survey of Affluent Americans, was conducted by U.S. Trust, and polled Americans with annual adjusted gross income of more than $300,000 or net worth greater than $5.9 million. Nine out of 10 of those surveyed expect their portfolios to rise in 2006. They expect an average 8 percent return from U.S. stocks. But real estate, which has sucked in a lot of investment cash over the last few years has lost favor with many of these investors. Only 48 percent expect real estate values to increase in the next year. This is down from 72 percent in 2005 who expected increases. In fact 33 percent of respondents expect a decline in real estate values over the next year -- up from 14 percent in 2005. The most promising Sectors for investment, according to those polled, are healthcare, pharmaceuticals, and biotech at 79 percent. The technology sector was also strong among these people, favored by 72%. Defence and aerospace stocks also lost favor. Get Real Estate Leads with Lead Producer Websites for Real Estate.
Real Estate: Buyers Agent, Sellers Agent & Dual Agent (defined and explained) May 23, 2006 - Linknet Real Estate Mortgage Training - Make money in real estate as a mortgage loan officer. There is a relatively new and not always well understood practice in Real Estate sales; it is called Buyer Agency or Buyer's Agent. Until recently Realtors and agents usually represented the seller, in opposition to the buyer, during the real estate transaction. Even the real estate agent who drove you from home to home was not truly working on your behalf. By law, the agent was required to work on the seller's side in order to get the highest price and the best terms for the seller -- Period! Some agents still work this way. In the last few years, first the law and now the practice of representation has changed. We have an entirely different set of options and agreements when we are buying real estate. These options were previously only available and utilized by large companies or wealthy individuals. In the past, the buyer would get a buyer's representative by paying a fee up front and usually by the hour, until the transaction was complete. Would You Steel Your Household Appliances? May 15, 2006 - Linknet House and Home - Decorator Ideas, Renovation Articles Steel Frame Buildings - Order steel frame buildings online. Would you steel your appliances? That is a question many consumers are now asking themselves. The "in" style Stainless steel household appliances are the "in" style right now. People are being drawn to the clean look of stainless steel for their kitchens. Stainless steel has become the fastest growing sector of household appliances. Not only for major appliances such as refrigerators and ranges, but even for small items like toasters, kettles, and bread makers. There seems to be no end to the demand for the steel look. How To Completely Rehab Your Home In 10 Days! Apr 21, 2006 - Linknet Real Estate Florida Mortgage Guide - Let the Florida Mortgage Guide show you the right programs with our Free CD and workbook. | Steel Frame Buildings - Order steel frame buildings online at StandardSteelBuildings.com This report assumes that you have already or will soon acquire the proper house. The one that is in essence, ripe for rehab. Be selective and sure of the house's potential to allow for a profit after all the hard work is done. I will help you find your house or houses. Vacation Home Exchange V Renting Trade and Save, or Do You? June 15, 2006 - Linknet Travel Cayman Island Guide - Complete guide to Cayman Islands vacations, real estate, phone numbers. Ever thought of trading your home with another family for a few weeks instead of renting a Vacation Home?. Lets look at the differences and see if it's an option you might consider. Renting a vacation property is easy enough, pay a rent for as many weeks as you need. Rent direct with the owner or via the thousands of rental agents, or via a travel agent. The choice is pretty vast and often you can select properties from a book or brochure, there are sizes and prices to suit everyone. Many allow pets and come fully fitted out. How to Qualify For 90% Plus Commercial Financing May 18, 2006 - from Real Estate Articles Broadcast Internet radio to FM radios in home or office. There are three important questions that you must understand and answer correctly in order to achieve 90% plus commercial financing! Where to go to locate it? What type of project will qualify? And last, how to negotiate for it? To start, you must understand the lender's mindset. If you ask commercial lenders what would be their preferred loan type and the reason why, you will hear similar answers -- Commercial lenders prefer minimum risk projects with certain financial returns. In other words, most lenders prefer to finance Income Producing Commercial Properties, not start ups, rehabs, construction projects, distressed properties, or empty buildings. Lenders prefer to base their loan assumptions on the last two year's Net Operating Income statements or (NOI). Income Producing Commercial Real Estate not only reduces risk to the lender, but it also allows the borrower to qualify purchasing the commercial real estate by using the property's current cash flow, the remaining length of the leases and the tenant's credit. You must understand this point -- strong cash flow properties can be leveraged to get higher LTV's. Let us now address where you can locate this type of financing: The Internet and the Information Age has changed the way the commercial financing business is being conducted. In today's marketplace, the Internet has become the most cost effective method to compare commercial lenders! Most non-bank lenders will typically offer you non-conforming financing, because they do not intend to sell the loans. Non-conventional lenders are also far more flexible in structuring terms, rates and options than most banks or other conventional lenders. If you could compare multiple Non-Conventional lender's loan offers, from one online loan submission, would this be valuable to you? We offer our clients a pre-underwritten loan package that will be submitted to numerous Direct Non-Conventional lenders. Lenders prefer the pre-underwritten loan submissions since there is little else for them to do but -- MAKE AN OFFER TO FINANCE! Now this is when the fun starts! Strong cash flow real estate projects will result in many offers to fund. Remember this point; an offer remains an offer, until it is accepted. You as the borrower can now negotiate with the lenders from a position of strength. Since you already have multiple offers, your mindset should be that all terms offered are subject to negotiation! For additional information, go to www.amoneybroker.com. Steven Battle, Commercial Financing Specialist with Amoneybroker.com Copyright @ 2005 AMONEYBROKER.COM All Rights reserved
Selecting Color Schemes Apr 24, 2006 - Linknet Real Estate News Carpet Cleaners Dallas - A Dallas based Carpet Cleaning Company providing carpet and upholstery cleaning | Broadcast Internet radio to every FM radio in your home or office. Whole House FM Transmitter works with any audio device. 7 Simple Steps to Avoid Being a Newbie in Online Games May 25, 2006 - Linknet Entertainment World of Warcraft Power Leveling - Information about powerleveling services. It doesn't matter if you are new to online roleplaying games. The road to becoming elite isn't easily traveled. Some will never reach the top of the hill, but you don't have to remain a newbie forever. Learn everything there is to learn about your chosen game - Head to google or your favorite search engine and type "mymmorpg tips" or "mymmorpg strategies" (substitute mymmorpg for the mmorpg you are currently playing). Surf the various websites and look for the best characters to start with, the best way to make money/gain equipment, and the best pvp/pk tactics. How to Maximize Paid Search Results June 4, 2006 - Linknet Business Make Money at Home - the best home business ideas and opportunities. Because of increasing competition that has led to higher advertising costs with pay-per-click marketing, many battle-scarred - "do-it-yourself" - businesses have not realized their desired objectives. Although publicized as a straightforward, self-service marketing tool, pay-per-marketing involves far more knowledge than most businesses are able to invest in developing in-house. Faced with a moderately or less performing pay-per-click marketing program and the pressure to allocate resources elsewhere, many businesses choose to drop their pay-per-click marketing entirely - leaving a vast potential of sales for their competitors to harvest. If you face pay-per-click marketing challenges, before you decide to drop the program, try these proven strategies to get it producing your desired results. |